Myths of Travel Insurance

The Myths of Travel Insurance - Travel insurance is complicated; I will not deny it. There is a wide range of policies between companies and price ranges with subtle differences that can be a real struggle to stay on top and you know that is such. The secret here is to carefully read the fine print of any policy you want to take, but even before that stage, there are a lot of misconceptions hopefully put to sleep here. Without further ado, then, here are the top 5 travel insurance myths I am very pleased to discredit.

Cover credit card is sufficient

According to the Daily Telegraph, millions of people left in the sun with the erroneous belief that they do not need travel insurance annual travel more because they are "covered by your credit card." Most credit cards do not include holiday insurance, and therefore these people end up with potentially huge bills when they discover they are not covered. What is sometimes the cards offer travel accident insurance which means a disease not covered - and a bad heart, because it is not an accident that caused the condition! For your peace of those who thought they were covered by your card, you need a multi-year travel insurance for decent travel policy to make sure they are covered against illness, theft, cancellation and lost baggage .

EHIC is so good

This is another misconception that only old refuses to go away. The European Health Insurance Card (EHIC) is not the same as travel insurance - you are responsible for the costs involved in health care (albeit at a reduced rate). This does not mean that the TSE is not worth taking - you can reduce the cost of health care while you wait for a refund from your travel insurance company.

You are required to take out travel insurance with your holiday

According to a survey, 25% of users think that there are some insurance insurance policies that you are forced to buy a product - such as travel insurance with a holiday. This is not the case of a holiday insurance, but it is obviously something you should definitely consider. That said, you do not have to make group travel holiday insurance provider with the sale, do not hesitate to shop around.

Travel insurance is automatically included with your stay

The reverse of the medal is the belief that travel insurance is automatically included in the cost of the holiday. Usually it is not, and will be a costly mistake to know when you need to make a claim, if in doubt ask!

Holiday insurance covers everything that could go wrong

What about travel insurance is that scales to meet your needs - not all policies are the same, and if you go for the cheapest you can find, most likely will not cover the top activities risk such as skiing or extreme sports. According to a survey I read, 49% of people do not understand his policy, which is an amazing statistic! When you get your policy on vacation, I read it through and make sure that each activity is covered, and if it is not, try to get an add-on to ensure that you do not have to a nasty surprise waiting for you when you need to make your request.

If you are in the unfortunate situation where you have to claim on your holiday insurance, it helps to be prepared in advance. Read the fine print and make sure that the chosen cover will cover against the worst holiday and you can relax and enjoy your holiday knowing that your annual travel insurance can save multiple trip in the worst case!